The Situation
A family of five was managing the challenges of raising a child with cystic fibrosis while relying on a single household income. Covered under an employer-sponsored health plan, the family faced ongoing financial pressure. With one parent dedicated primarily to caregiving, they wanted to explore options that would maintain high-quality coverage for their children while reducing overall household costs.
Our Solution
Benefits All In met with the family to understand their unique healthcare and financial needs. Through extensive research, the team identified alternative coverage resources that could better support each child while preserving access to quality care. BAI guided the family through their options, helping them evaluate solutions that reduced costs, improved coverage alignment, and eased pressure on the employer's group health plan.
The Results
The family gained peace of mind through coverage solutions better aligned with their needs. Three of the five family members transitioned to more appropriate-fit plans, resulting in approximately $2,000 in annual premium savings and eliminating out-of-pocket costs for the child with cystic fibrosis.
