The Situation
A large self-funded transportation employer with more than 5,000 employees was experiencing ongoing pressure to manage rising healthcare costs while maintaining a competitive benefits program. Leadership sought a long-term strategy that would improve health plan performance without reducing the value or quality of benefits offered to employees.
Our Solution
Benefits All In partnered with the organization to provide personalized household benefits education for employees. Through one-on-one guidance, employees gained a better understanding of available healthcare resources and coverage options that aligned with their unique household needs. This proactive approach helped employees make more informed decisions while reducing avoidable medical spend across the health plan.
The Results
Within the first 15 months of the partnership, the employer achieved more than $4.3 million in cumulative medical claims savings—an average impact of approximately $1,600 per enrolled employee. The program also improved long-term cost stability across the health plan and contributed to an 8% reduction in medical rates by the third year, demonstrating meaningful value for both employees and the organization.
