The Situation
A large manufacturing employer with nearly 7,000 employees was facing continued pressure from rising healthcare costs. Leadership wanted a sustainable strategy to improve claims performance while strengthening the organization's position during upcoming stop-loss renewal negotiations. The goal was to achieve long-term savings without reducing the value of employee benefits.
Our Solution
Benefits All In partnered with the organization to provide household-focused healthcare education and personalized employee guidance. By helping employees better understand their healthcare resources and coverage options, the program empowered more informed decisions that reduced avoidable medical claims. This proactive approach supported both employees and the long-term health of the employer's benefit plan.
The Results
In the first 15 months of the partnership, the organization achieved more than $4.6 million in cumulative medical claims savings—an average impact of approximately $1,200 per enrolled employee. The improved claims performance strengthened the employer's negotiating position during stop-loss renewal, resulting in greater renewal leverage and more favorable stop-loss terms.
