The Situation
A regional health network with nearly 7,000 employees was experiencing stop-loss volatility that limited carrier competition and increased pressure on long-term healthcare costs. Leadership wanted a proactive solution that would improve overall health plan performance while creating stronger renewal outcomes without reducing employee benefits.
Our Solution
Benefits All In partnered with the organization to provide personalized household healthcare education and ongoing employee support. By helping employees better understand available healthcare resources and coverage opportunities, the program enabled more informed decisions that reduced unnecessary claims exposure. This approach strengthened the health plan while continuing to support employees' individual healthcare needs.
The Results
In the first 15 months of the partnership, the organization achieved more than $4.6 million in cumulative medical claims savings—an average impact of approximately $1,200 per enrolled employee. The program also improved the stop-loss carrier renewal by improving both short and long-term claims performance, resulting in greater cost stability for the health plan.
